Case Overview

Article Type: Settlement Deadline Roundup

Verticals Covered: Bank Fees, ATM Fees, Overdraft Fees, Handling Fees, False Advertising

Deadlines Covered: Through August 2026

Last Updated: May 2026

Bank Fees, Hidden Charges, and Deceptive Pricing: Class Action Settlements to Know in 2026

Several class action settlements involving fees and allegedly deceptive charges are currently open for claims. From ATM surcharges at 7-Eleven to overdraft fees at a regional bank, affected consumers may be running out of time to file. Here's a breakdown of the open cases, who may qualify, and what potential compensation could look like.

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1. Bank of America / 7-Eleven ATM Fees

Deadline: Check settlement site for exact date

Estimated Payout: Share of $2.25 million fund

Who Qualifies: Bank of America accountholders who paid out-of-network fees at 7-Eleven ATMs during the covered period

The lawsuit alleges that Bank of America charged customers multiple out-of-network fees when they used 7-Eleven ATMs — fees that, according to the complaint, should not have been assessed. The $2.25 million settlement resolves those claims without any admission of wrongdoing from the bank.

Eligible accountholders may receive a cash payment from the settlement fund. The per-person amount will depend on the number of valid claims submitted.

How to claim: Visit the settlement administrator's website for claim instructions and eligibility details.

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2. Equity Bank Overdraft and NSF Fees

Deadline: Check settlement site for exact date

Estimated Payout: Share of $1 million fund; some class members may automatically receive payments or fee forgiveness

Who Qualifies: Equity Bank accountholders charged overdraft or nonsufficient funds (NSF) fees during the covered period

The lawsuit alleges that Equity Bank improperly charged overdraft fees and nonsufficient funds fees on certain transactions. According to the complaint, the bank's fee practices were unfair and caused customers to be charged more than they should have been.

Notably, some eligible class members may automatically receive cash payments or have outstanding fees forgiven without needing to submit a claim — though verifying eligibility through the settlement site is recommended.

How to claim: Visit the settlement administrator's website to confirm eligibility and claim status.

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3. Fanatics Handling Fees

Deadline: August 27, 2026

Estimated Payout: Two $5 vouchers (total $10 in Fanatics credit)

Who Qualifies: Consumers who paid handling fees on Fanatics.com during the covered period

The lawsuit alleges that Fanatics charged handling fees to customers purchasing merchandise through Fanatics.com in a manner that was deceptive or not adequately disclosed. The settlement resolves those claims without an admission of liability.

Eligible claimants could receive two $5 vouchers redeemable on the Fanatics platform. No proof of purchase is required to file a claim, according to settlement details — making this one of the more accessible filings in this roundup.

The August 27, 2026 deadline gives potential claimants several months to act, but early filing is generally advisable.

How to claim: Submit a claim at the Fanatics settlement website before August 27, 2026.

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4. Trader Joe's "Low Acid" Coffee (New Lawsuit — Not Yet Settled)

Deadline: N/A — Lawsuit in early stages

Estimated Payout: Not yet determined

Who Qualifies: Consumers who purchased Trader Joe's branded "low acid" coffee

This case is not a settlement — it's a newly filed lawsuit worth tracking. The complaint alleges that Trader Joe's falsely advertises its low-acid coffee as having reduced acidity compared to regular coffee, when in fact the product is allegedly just as acidic. According to the filing, the labeling misled consumers who purchased the product specifically to avoid the digestive discomfort associated with standard coffee acidity.

The lawsuit also reportedly addresses caffeine content claims. Consumers who purchased the product believing it offered meaningful health or digestive benefits may want to monitor this case as it develops.

How to follow: No claim process is available yet. Check back as the case progresses through the courts.

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Key Takeaways

• Two bank fee settlements are currently open — both the Bank of America/7-Eleven ATM case and the Equity Bank overdraft case involve alleged overcharging that affected everyday accountholders.
• Some Equity Bank class members may not need to file — automatic payments or fee forgiveness could apply, but confirming through the settlement site is advisable.
• The Fanatics claim is low-friction — no receipt or documentation appears to be required, and the August 27, 2026 deadline provides time to act.
• The Trader Joe's case is one to watch — it's in early litigation stages, but consumers who purchased the coffee for health-related reasons may eventually have options.
• Payout amounts vary by participation — in fund-based settlements, the more claims that are filed, the smaller each individual payment tends to be. Filing promptly is generally in claimants' interest.

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Have you filed a claim in any of these settlements? Share your experience in the comments below.

InjuryClaims.com reports on class action lawsuits and settlements as a news service. Nothing in this article constitutes legal advice. Eligibility for any settlement can only be determined by reviewing official settlement documents or consulting a qualified attorney.